Every secondary market listing presented by SWK Properties is cross-checked for Title Deed validity, DLD Trakheesi marketing permit, service-charge history, and recent comparable transfers.
Secondary Market · Title Deed Ready
Both UAE residents and non-resident foreign nationals can purchase 100% freehold property in designated Dubai zones. On top of the agreed purchase price, buyers should budget approximately 6% to 7.5% in upfront transaction costs—primarily the 4% Dubai Land Department (DLD) transfer/Oqood fee, DLD Trustee fee (AED 2,100–4,200), Title Deed issuance (AED 580), and 2% brokerage commission (+5% VAT) on secondary resales.
| Fee Item | Ready Secondary Purchase | Off-Plan Developer Purchase | Paid To |
|---|---|---|---|
| DLD Transfer / Oqood Fee | 4% of purchase price + AED 580 admin | 4% of purchase price + AED 1,000–5,000 Oqood admin | Dubai Land Department (DLD) |
| DLD Registration Trustee Fee | AED 4,200 (incl. VAT) if price ≥ AED 500,000 | Not applicable on direct developer SPA | DLD Trustee Office |
| Agency Brokerage Fee | Typically 2% of purchase price + 5% VAT | 0% buyer commission on most primary launches | RERA Licensed Brokerage |
| Mortgage Registration (if financed) | 0.25% of loan amount + AED 290 | 0.25% of loan amount + AED 290 (if mortgaged) | Dubai Land Department |
| Bank Valuation & Arrangement | AED 2,500–3,500 valuation + 0%–1% bank fee | N/A during construction payment plan | Lending Bank |
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