Mortgage assistance
Bank-agnostic mortgage structuring for residents and non-residents.
Mortgage rules for UAE residents and non-residents differ on loan-to-value and documentation. We introduce you to lending partners, compare terms side by side, and keep the application moving so it does not hold up your purchase.
Who This Service Is For
- First-time buyers
- Non-resident investors
- Owners refinancing
What Is Included
- Eligibility and affordability check
- Pre-approval with several banks compared
- Resident and non-resident structures
- Valuation, offer letter and liability letter coordination
- Mortgage registration at the Dubai Land Department
Fee & Regulatory Transparency (§12)
SWK acts as a referral partner. Any referral arrangement is disclosed to you before you apply. Bank fees and DLD mortgage registration fees apply.
Documented Workflow
Step-by-Step Mortgage assistance Process
Assess
Income, liabilities and deposit reviewed.
Compare
Rates and terms from lending partners.
Apply
Documents submitted and valuation booked.
Approve
Offer letter and final cost summary.
Register
Mortgage registered at the DLD alongside the transfer.
Frequently Asked Questions: Mortgage assistance
Can non-residents get a mortgage in the UAE?
Yes, though loan-to-value limits are usually lower than for residents and documentation is stricter. We map your options with lenders before you commit to a property.